Tim’s Bio

Travel is a way of life for this self described foodie and wannabe chef. Tim is a proud grandpa who’s volunteered for United Way, Fema & was on the board for Boys and Girls Club. Giving speeches all over the world in exotic places like Thailand, Fiji, Finland and Italy. When you can’t find him at the podium sharing his wealth of wisdom you can find him underwater playing with fish. After serving 10 years in the US Navy, Tim began his career in the financial planning industry holding management positions in five different Fortune 500 companies, at times leading teams of over 100 people. The feeling of making a positive difference in the lives of others is what drives Tim. Tim’s experience with clients, colleagues and coworkers has taught him first hand that the happiest of people tend to be the ones who give the most.

Read Tim’s Story here →

Tim’s favorite quote is, “Life is waaaay too short to eat bad food or drink bad booze.”

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Tim is prepared to speak about the benefits of giving for both the giver and recipient for 10-60 minutes with or without :visual aids, backup singers, dancers &/or pyrotechnics.

My Story

Hey, I’m Tim, I live for random and sporadic displays of love, generosity and kindness. I’m an author, a financial advisor, triathlete, Iron Man, traveler, wine enthusiast, son, father, brother, husband, grandfather and I have a tremendous love for life.

I come from a very loving and large midwest family with midwest values being number five of six boys. The way I describe my family is upper lower middle class with attitudinal leanings towards upward mobility. Education, discipline, humor, respect and responsibility were all equally important in the modest Gandy household. Realizing at the tender age of 17 that, while I was blessed with halfway decent brain power, I lacked the self discipline to go straight from high school to college, so I enlisted in the navy. After ten years of service and seven years without a promotion (post Cold War troop reduction), I decided to try my luck in the private sector as a financial advisor. That was the beginning of several tremendous life lessons.  

I’ve learned so much from my clients. The more I’ve learned about my clients, the more interesting and creative ways I’ve found to give. There are infinite ways to give, and everyone has something to give. What struck me was that my most successful clients were the ones who did not necessarily make the most money but the ones who gave the most of themselves. They gave their time, their talents and their energy.

Before my mental shift I could not understand why.

The “aha moment” came when a client told me “I can’t believe they pay me for doing this, I feel like I should be paying them.” When asked about a charity where they volunteered a tremendous amount of time and energy.

On the surface it would appear that none of what I learned in the navy as an avionics technician applied to being a financial advisor but, I learned responsibility and how to be both dependable and to depend on others. One of the most important lessons learned was to cease trying to control things over which I have no control.

Lesson in humility:  Within 18 months of me becoming a financial advisor I was homeless and living in my 1989 Dodge Grand Caravan.

“When all else fails, turn to prayer”. During one particularly bleak Christmas holiday where I found myself alone, lonely, broke and angry my inner rage became a meltdown. At the absolute core of this meltdown came an epiphany. The realization was that I and I alone, owned complete responsibility for my problems, both real and imagined. And just like that, I stopped blaming others for all my problems and took responsibility for myself, my thoughts, words and deeds. Realizing self delusion/you are not good enough had been playing on an endless loop in my head I began the arduous task of self reprogramming.

At the time my motives and goals were very much not in alignment with what I was put here to do.

Once I realized that sales is not something you do TO someone but FOR someone my life changed for the better. I went from homeless to homeowner over the next 18 months.